Guides that bring together the calculators you need for one goal
How do you buy a home? How do you lose weight? How do you start investing? Each guide lines up the right calculators in the right order, with tips and FAQs for every goal.
Comprehensive Calendar & Time Guide (Hijri, Gregorian, and Countdowns)
Calculate your age in both Hijri and Gregorian, the difference between two dates, days remaining until an event, calendar conversion, and the last third of the night — five interconnected calculators.
General Calculation & Conversion Tools Guide (Percentage, Sizes, and Screen Size)
Calculate any percentage accurately, convert your clothing or shoe size between international systems, and find the ideal screen size for your seating distance.
Guide to a Family Monthly Budget
How to build a budget that actually holds up using the 50/30/20 rule: from your real expenses to a fixed monthly surplus that turns into savings — interconnected calculators for income, expenses, and saving.
Guide to Residency (Iqama) Dependent Fees for Expats
How much does a full year of residency cost your family? Dependent fees and levies in real numbers, the charges added on top, and how to turn the renewal shock into a calm monthly line item.
Guide to Retirement Planning in Saudi Arabia
How much will your pension be? And how much do you need to save monthly to close the gap with your last salary? Calculate your GOSI pension, end-of-service benefit, and compound savings — a full retirement plan by the numbers.
Guide to Government Support: Citizen's Account, Social Security & Housing Support
Do you qualify for support, and roughly how much for your family? Understand how each program is calculated, the most common reasons for reductions, and check your eligibility with estimate calculators for each program.
Guide to Early Loan Payoff & Becoming Debt-Free
How much would you actually save by paying off your loan early? And which is smarter for ordering your debts: the snowball or the avalanche method? A debt-free plan built on numbers, not enthusiasm.
Guide to Buying & Financing a Home in Saudi Arabia
How to buy a home in Saudi Arabia step by step: calculate your purchasing power, your monthly mortgage installment, housing support, and construction and finishing costs — every calculator you need before you sign.
Guide to Weight Loss & Building a Healthy Eating Plan
How to lose weight in a healthy, numbers-based way: calculate your BMI, body fat percentage, calories needed for your goal, your protein and water needs, and compare keto against other methods — a comprehensive guide with interconnected calculators.
Beginner's Guide to Starting to Invest
How to start investing in Saudi Arabia step by step: calculate your savings growth with compound returns, a DCA strategy for average purchase price, your actual investment return, and compare gold against stocks — interconnected calculators for building a numbers-based investment decision.
Guide to Buying & Financing a Car on Installments
What's the monthly car installment? Calculate your personal car financing, actual monthly fuel cost, and payment fees if any — a quick guide to knowing the real cost of a car before you sign.
Guide to Calculating Your Full Salary & Employment Benefits
How to calculate your net salary after insurance, your end-of-service gratuity, overtime pay, and your expected retirement pension — a comprehensive guide to all your employment benefits under Saudi labor law.
Comprehensive Zakat Guide (Money, Stocks, Inheritance)
How to calculate zakat correctly: zakat on cash, gold, and savings, zakat on stocks based on your intent, and the Islamic distribution of an estate among heirs — a simplified guide based on the adopted jurisprudential opinion.
Guide to University Admission & Applying for Government Jobs
How to calculate your GPA, your weighted admission percentage from high school, aptitude, and achievement tests, and your ranking score for administrative jobs via Jadarat — the comprehensive student and graduate guide.
Guide to Pregnancy & Family Planning
How to calculate your ovulation and fertility window, your precise expected due date, and your daily water needs during pregnancy — a simplified guide for women planning for or currently experiencing pregnancy.
Personal Banking & Finance Center: SIMAH, Debt Burden Ratio, and Smart Comparison
How a bank evaluates you before approving any financing in Saudi Arabia: your SIMAH credit report, the debt burden ratio for personal vs. real estate financing, and steps to improve your next offer's terms.
Guide to Company Formation & Starting a Business in Saudi Arabia
Steps to establish a company in Saudi Arabia in 2026: legal entity types, the Meras platform and Saudi Business Center, MISA licensing for foreign investors, and fees and requirements.
Guide to Credit Records & the SIMAH Credit Score in Saudi Arabia
How the SIMAH credit score works in Saudi Arabia (250-900), the factors that affect it, how to get your free report, and steps to improve your score.
End-of-Service Center: Gratuity Scenarios by Years of Service
From one year of service to 15 years and beyond: how your gratuity changes by years worked and reason for termination, with worked examples under Articles 84 and 85.
Guide to Freelancing in Saudi Arabia: the Freelance Document Step by Step
How to issue the Freelance Document for free, its conditions, benefits, and the difference from a commercial registration — a practical guide to freelancing formally.
GCC End-of-Service Center: Compare All Six Systems Side by Side
A comprehensive comparison of end-of-service gratuity systems in Saudi Arabia, UAE, Qatar, Kuwait, Oman, and Bahrain — thresholds, caps, and resignation effects.
GCC Tax Center: VAT, Real Estate Tax, and Excise Tax
A comprehensive map of the tax system in the GCC countries: VAT, Real Estate Transaction Tax, and excise taxes — with no personal income tax in any Gulf country.
Saudi GOSI Social Insurance Guide: Contributions & Pension in Full
GOSI's three branches (pensions, SANED, occupational hazards), the difference between the traditional and new systems, and how your contribution becomes a pension.
Guide to Mandatory Health Insurance in the GCC
Mandatory health insurance in Saudi Arabia, the UAE (Dubai and Abu Dhabi), Qatar, and Kuwait: who pays, minimum coverage, and the differences between countries.
Islamic Finance Guide: Murabaha, Ijara, and the Effective Profit Rate
A practical understanding of Islamic finance structures used in Saudi Arabia and the Gulf, and how to fairly compare an Islamic offer with a conventional one.
Basic Labor Rights Guide in Saudi Arabia
Annual leave, GOSI contributions, notice period, maternity leave, and end-of-service gratuity — one guide bringing together your key statutory rights.
Nitaqat & Saudization Guide: Color Classification and the Localization Rate Formula
How Nitaqat works, the four color classifications, the Saudization rate formula, and what can change your establishment's classification.
Real Estate Financing Center: Conventional and Islamic Side by Side
Your reference guide to real estate financing in Saudi Arabia: SAMA regulations, Murabaha vs. conventional financing, and the debt burden ratio.
Guide to Real Estate Transaction Tax (RETT) in Saudi Arabia
Everything about Saudi Arabia's 5% Real Estate Transaction Tax: who pays it, exemption cases, and how it differs from VAT.
Saudi Employment Center: Contracts, Leave, and Ending Employment
Your comprehensive reference guide to Saudi labor law: contract types, working hours, and types of employment termination.
GCC VAT Guide: a Complete 2026 Comparison
Current VAT rates in each Gulf country — from 15% in Saudi Arabia to zero in Qatar and Kuwait — and how it's actually calculated.
White Friday (Black Friday) in Saudi Arabia and the Gulf
When White Friday happens, how it differs from the global Black Friday season, top discounted sectors, and tips to avoid fake discounts.