Guide to Calculating Your Full Salary & Employment Benefits
Between net salary after insurance, end-of-service gratuity, overtime, and retirement — many employees don't actually know their true entitlements. This guide brings together all the salary and employment benefit calculators in one place, based on Saudi labor law and social insurance regulations.
Guide steps
Start here: calculate your actual monthly net salary after GOSI social insurance deductions, whether you're Saudi or non-Saudi — the rates differ between the two.
Track a live countdown to your next payday — government sector salaries are usually paid on the 27th of the Gregorian month.
Worked extra hours? Calculate the correct pay per Article 107 of the Saudi Labor Law (actual hourly wage + 50% extra).
Before resigning or your contract ending, calculate your expected end-of-service gratuity per Articles 84 and 85 of the Labor Law.
Plan for the future: calculate your estimated retirement pension from GOSI based on the old or new system and your years of contribution.
Quick tips
- The GOSI deduction rate differs between Saudi and non-Saudi employees, and includes an additional employer-borne share that doesn't appear on your payslip but is part of your actual cost to them.
- End-of-service gratuity is calculated with a cumulative formula that differs between the first 5 years and after — this is why its number doesn't simply scale linearly with years of service.
- Overtime hourly pay is at least 50% higher than your normal hourly wage by statutory minimum — make sure your employer calculates it correctly.
- The numbers here are educational estimates based on the officially announced formulas — for any labor dispute or precise official calculation, check with the labor office or GOSI directly.
Frequently asked questions
Does the net salary here exactly match my payslip?
It matches approximately if your only deduction is GOSI. If you have additional deductions (a bank loan, absences, penalties), the final number on your payslip will be lower.
When am I entitled to the full end-of-service gratuity?
Per Saudi labor law, the entitlement percentage differs between resignation and contract termination by the employer — the calculator shows you the exact difference for your situation.