World of Personal Finance & Bills
From your loan installment to splitting dinner with friends: calculate customs duty, discounts, debt payoff, and housing support — all your everyday expense calculators in one place.
Loan Calculator (Personal & Mortgage)
Calculate your monthly installment for a personal loan or mortgage using the standard amortizing (reducing-balance) formula, with total interest, admin fees, and a principal payoff timeline.
Debt Payoff Calculator
Calculate when you'll be debt-free and how much interest you'll save, comparing the two most common payoff strategies (Avalanche and Snowball) against your actual debts — up to 3 debts, with an optional extra monthly payment.
VAT Calculator (Saudi Arabia)
Calculate VAT easily — add tax to a net amount or extract it from a tax-inclusive price, at Saudi Arabia's 15% rate or any custom rate.
Payment Gateway Fees Calculator
Calculate the net amount you'll actually receive after payment gateway fees (mada, Visa/Mastercard, PayPal, or any gateway), with optional VAT on fees.
Discount & Sale Calculator
Calculate the price after a discount, or work backwards from a sale price to find the original — with support for stacked discounts (sale + coupon), the real effective discount rate, and an optional VAT toggle.
Monthly Budget Calculator (50/30/20 Rule)
Split your monthly income smartly: compare your actual spending against the famous 50/30/20 rule, and see your monthly surplus or deficit and savings rate, and which category is squeezing your budget in SAR.
Dependent & Expat Labor Fees Calculator
Calculate the dependent levy (400 SAR per person per month) or the expat labor levy on establishments (800/700 SAR per month), for any number of people and any duration — with monthly, yearly and full-residency totals.
Bill Split Calculator
Split a restaurant bill or any shared expense between multiple people, with tip and VAT handling, plus optional per-person rounding to make cash payment easier.
Customs Duty & Tax Calculator (International Shipments)
Estimate customs duty and VAT on your international shipments to Saudi Arabia, with personal exemption threshold options.
Housing Support Eligibility Checker (Sakani)
Check whether you meet the basic eligibility conditions for Saudi housing support — a preliminary eligibility check, not a precise amount calculator, since the official support matrix isn't published in detail.
Citizen's Account Rough Estimator (Unofficial)
A very rough educational estimate of Citizen's Account support based on household income and dependents — not the official calculator and not a substitute for it.
Fuel Consumption & Trip Cost Calculator
Calculate your trip or daily commute fuel cost based on distance, your car's consumption rate, and fuel price, with support for repeated trips, a fuel-type cost comparison, and a CO2 emissions estimate.
GCC Cost-of-Living Budget Calculator
Calculate your actual monthly and annual budget in any GCC city by entering your real figures (rent, food, utilities, transport), and see each household member's share and category breakdown.
Hajj Cost Calculator
Calculate your estimated Hajj budget based on package tier (economy, developed camps, towers, luxury), number of pilgrims, and flight and extra costs if coming from outside Saudi Arabia.
Coming soon to this world
Monthly budget calculator, travel cost calculator — we're working on adding them soon.
Comprehensive guides for this world
Frequently asked questions about this world
What's the difference between the discount calculator and the VAT calculator?
The discount calculator computes the price after a percentage reduction (before or after tax, your choice), while VAT computes the value-added tax itself (currently 15%) on any amount — you can use both together to get the real final price after discount and tax.
Does the bill-split calculator handle tax or discounts automatically?
No, bill-split only divides a final amount (already including any tax or discount you calculated earlier) across a number of people. If you need to calculate tax or a discount first, use those dedicated calculators, then move to bill-split.