World of Personal Finance & Bills
From your loan installment to splitting dinner with friends: calculate customs duty, discounts, debt payoff, and housing support — all your everyday expense calculators in one place.
Loan Calculator (Personal & Mortgage)
Calculate your monthly installment for a personal loan or mortgage using the standard amortizing (reducing-balance) formula, with total interest, admin fees, and a principal payoff timeline.
Debt Payoff Calculator
Calculate when you'll be debt-free and how much interest you'll save, comparing the two most common payoff strategies (Avalanche and Snowball) against your actual debts — up to 3 debts, with an optional extra monthly payment.
VAT Calculator (Saudi Arabia)
Calculate VAT easily — add tax to a net amount or extract it from a tax-inclusive price, at Saudi Arabia's 15% rate or any custom rate.
Payment Gateway Fees Calculator
Calculate the net amount you'll actually receive after payment gateway fees (mada, Visa/Mastercard, PayPal, or any gateway), with optional VAT on fees.
Discount & Sale Calculator
Calculate the price after a discount, or work backwards from a sale price to find the original — with support for stacked discounts (sale + coupon), the real effective discount rate, and an optional VAT toggle.
Bill Split Calculator
Split a restaurant bill or any shared expense between multiple people, with tip and VAT handling, plus optional per-person rounding to make cash payment easier.
Customs Duty & Tax Calculator (International Shipments)
Estimate customs duty and VAT on your international shipments to Saudi Arabia, with personal exemption threshold options.
Housing Support Eligibility Checker (Sakani)
Check whether you meet the basic eligibility conditions for Saudi housing support — a preliminary eligibility check, not a precise amount calculator, since the official support matrix isn't published in detail.
Citizen's Account Rough Estimator (Unofficial)
A very rough educational estimate of Citizen's Account support based on household income and dependents — not the official calculator and not a substitute for it.
Fuel Consumption & Trip Cost Calculator
Calculate your trip or daily commute fuel cost based on distance, your car's consumption rate, and fuel price, with support for repeated trips, a fuel-type cost comparison, and a CO2 emissions estimate.
Coming soon to this world
Monthly budget calculator, travel cost calculator — we're working on adding them soon.